Privacy Policy

Last updated: July 19, 2025

1. Overview

This Privacy Policy describes how fnds.ai (“we,” “our,” or “us”) collects, uses, and shares personal information of users who interact with our platform and services. We are committed to protecting your privacy and complying with applicable laws, including the California Consumer Privacy Act (CCPA).

2. Information We Collect

We may collect the following types of information:

Personal information (e.g., name, email, phone number).
Payment and transaction data (processed through licensed partners).
Device, log, and usage data (e.g., IP address, browser type).
Verification information provided by you or your organization.

3. How We Use Information

We use information to:

Deliver and improve our services.
Verify recipients and comply with regulatory requirements.
Communicate with you about updates, transactions, and support.
Detect, prevent, and address security or fraud issues.

4. Sharing of Information

We do not sell your personal data. We share information only with:

Our licensed financial and payment partners (for money movement).
Service providers who assist with technical operations, analytics, or communications.
Regulatory or legal authorities when required by law.

5. California Privacy Rights

California residents have the right to:

Request access to the personal data we hold about you.
Request deletion of your personal data, subject to legal exceptions.
Opt-out of the sale of personal data (we do not sell personal data).

To exercise these rights, contact us at privacy@fnds.ai.

6. Data Retention

We retain personal information as long as necessary to fulfill our obligations and comply with legal requirements.

7. Security

We use industry-standard measures to protect data. However, no method of transmission over the Internet is 100% secure.

8. Changes to this Policy

We may update this Privacy Policy from time to time. Any updates will be posted with a new “Last updated” date.

9. Contact

Questions? Contact us at privacy@fnds.ai.