Last updated: July 19, 2025
By accessing or using the services provided by fnds.ai (“Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use our Service.
fnds.ai provides a technology platform for organizations to initiate, automate, and manage funds distribution to verified recipients. We are not a bank or money transmitter. All regulated money movement services are provided by our licensed financial partners.
We partner with third-party financial institutions and payment service providers that are licensed and regulated to handle the movement of funds. By using our Service, you acknowledge that money transmission and payment processing are conducted by these partners, and your relationship with them is subject to their terms and conditions.
You must be at least 18 years old and have the legal authority to bind your organization to these Terms.
To access certain features, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials.
Fees for services, if applicable, will be disclosed before processing. Payments must be made in accordance with agreed terms or posted pricing.
Your use of the Service is subject to our Privacy Policy, which describes how we collect, use, and share information. We take reasonable steps to safeguard data but cannot guarantee absolute security.
All content, branding, and technology are owned or licensed by fnds.ai and its partners. You may not copy, modify, or distribute without prior consent.
To the extent permitted by law, fnds.ai is not liable for indirect, incidental, or consequential damages arising from the use of the Service or partner services.
We reserve the right to suspend or terminate your account if you violate these Terms or misuse the Service.
We may revise these Terms at any time. The “Last updated” date above indicates the current version.
Questions? Contact us at support@fnds.ai.